Have a Happy New Musical Year!

Hi everyone,

trust you had a great Christmas break and best of all (up here anyway) super New Year. I wish you all the best for the year ahead. One of my own resolutions is to make sure I enjoy a lot more new music this year and in particular live music. One of the best things to happen over the festive break was seeing over 1200 folk pack out the Alhambra to see (among others) the band I manage the Skinflints. It was awesome!

If you like your music modern, but with crunching authentic rock n’ roll guitars then you won’t go far wrong with the Skinflints I can tell you. They just keep getting better and better. And it’s not just me saying that either – none other than the esteemed Vic Galloway of the BBC said this about them in December…

“A sound that could fill stadiums, I’ve gotta get along to see these guys live, if they are as good as their recordings they will be well worth investigating.”

Here’s a shot of the Alhambra gig in Dunfermline – the place was jumping. It starts with ‘Saints in the City’… just hover your mouse over the link below and you’ll see the video. Then click to play it.

Saints In The City

So let’s be having you – why not join me this year and make it musical?

Who knows we might meet at a gig sometime in 2009!

All the best until next time.

William

When Cash Flow is Tight be Social

Hi all,

with the stream of once plentiful credit drying up to a near standstill many people are finding that obtaining credit for very necessary items like Weddings, School Fees or a  new car is very difficult. Now despite the fact that the politicians say they are working behind the scenes to force Banks to start lending again it doesn’t really look like there will be a thaw in the banks reluctance to let people borrow any time soon.

So what to do if you are stuck and in need for a loan and your credit rating is reasonable?

Well my advice would be to consider being more social… that’s right, having friends always pays dividends and in this case in more ways than one.

Let me explain…

Which of these two do you trust?

Hi guys (and gals),

been a while since I posted over here but things have got pretty serious over the past few months or so, and I’ve been pretty much all hands to the pump looking after clients especially those who had shares in Banks like the RBS for example.

Anyhow, before I finish up tonight I thought you may like a laugh (if you have a quirky sense of humour that is) by trying to work out who’s telling the truth more convincingly and who (if any) you trust more than the other when it comes to protecting your financial assets in the current doom and gloom market climate.

Is the UK Middle Class Destined to Crash Too?

Hi everyone,

financially, if you’ve ever felt like a hamster trapped in perpetual motion on it’s wheel, ever so desperately trying to make some headway, but somehow you don’t feel you’ve even got half of what the average hamster has in terms of resilience then perhaps this finance and economy video will help make sense of it all for you… oh yeh, and it has loads to do with money.

Afterwards, you’re pretty much guaranteed one of those “Ah hah! So that’s what’s going on!” moment’s and a semi-feeling of peace in that at least you know why things are like they are.

V.helpful for uber-stressed professional couples with kids who feel battered by every wind of change on the financial ocean of late.

Hats off to Harvard Law School scholar Elizabeth Warren for making this all so crystal clear about…

• Why even with two partners working most families make less than ONE 1970′s single income
• Why despite clothing, cars, white goods, luxury items, food and virtually every else dropping in cost ONE single item has jumped up and now swallows a massive 76% of the average families income.
• The giant tax hikes which have taken over 20% of what’s left
• Exactly why the middle class is rapidly following the Dodo
• A new ‘two tier ‘Super rich v Dirt Poor’ society is flooding in behind them like a rip tide the Middle Class can’t see until it’s too late – because they’re trying to keep the hamster wheel turning.
• Why more children are suffering with parents going through bankruptcy than divorce

… and a whole lot more besides.

It’ll probably be one of the most insighful 50 minutes or so you’ll spend this year, so go ahead – pour yourself a coffee and settle down to hear from someone whose razor sharp research skills give you the facts as they really are.

And don’t worry that she’s discussing the imminent demise of the American middle class. You can be pretty certain what she’s talking about is headed right at us this side of the pond.

Cheery aren’t I? ; o )

Here’s the video…

All the best,

William

PS: You can disagree with Elizabeth if you wish of course. What do you reckon – will the UK middle class suffer in the way she predicts America’s are destined too?